Insurance Samadhan

Ramesh wanted to renew his FD and visited his bank. At the bank, he was sold a policy with promises of superior features than fixed deposit. Ramesh was sold with features as below: You will have a better return than… Continue Reading →

There is nothing like free insurance!! Often we fell trap of freebees. A phone call suggested that if you buy Life Insurance they will provide free health insurance. This cannot be true. There can be two scenarios: They add a… Continue Reading →

Have you been asked by your agent to surrender your existing policy to buy a new better product?? Be cautious The aim may be to earn an extra first-year commission which is higher than the renewal commission. When your agent… Continue Reading →

Extra money always excites us! Each of us have received calls promising insurance products which offers extra bonus and huge returns. Don’t fall trap of such calls Insurance products can never offer high returns. If you are aiming high returns,… Continue Reading →

Insurance claims are of two kinds – Maturity claim and Death claim. Maturity claims are relatively simple to catch, as the Insurance Company does not have any uncertainty of fraud. All they do is check if all the premiums are… Continue Reading →

Often apprehensions nurtured on the returns proposed by Insurance policies opens me to the rational world of thought, I often ponder on how to make a common man understand the crucial importance of a life document called Insurance policy Securing… Continue Reading →

Not many are aware of the fact that the Insurance Regulatory and Development Authority of India (IRDAI) has a mechanism that enables policyholders to register their insurance complaints against the companies concerned. The following are steps involved if you want to have… Continue Reading →