Manoj is a proud owner of a motorcycle, which he purchased just a year before the COVID pandemic started in India. He wanted to use the motorcycle for his daily commute to and from his office which was a good… Continue Reading
You will hear many cases where insurance claim has been rejected on non-disclosure of pre-existing diseases. In Health and Life Insurance, pre-existing diseases are a material fact which increases the probability of occurrence of insured event. But, most of advisors… Continue Reading
Amar, age 50, had taken term insurance of Rs 1 crore and was content that family financial security has been taken care. Unfortunately, Amar died during COVID. Family applied for claim but claim was repudiated because of non-disclosures of existing… Continue Reading
Swati bought a life insurance policy in 2014 and ever since then she has been very consistent in paying the premiums until COVID-19. In the first wave of COVID-19, the companies started downsizing and Swati was also laid off like… Continue Reading
Chitra’s husband was the sole breadwinner of the family; however, her world came crashing down when he was suddenly diagnosed with COVID-19 and passed away in just one week. With two small children and a hefty home loan, many financial… Continue Reading
Archana Singh lives in Bangalore with her family. Since her husband has been diagnosed with borderline diabetes lately, she is now giving a thought to buying a health insurance policy. However, while she was doing her research online on the… Continue Reading
Nitesh was working with an IT company. However, because of COVID-19, the company had to downsize and Nitesh lost his job. Since job opportunities were lesser in the market, he could not get a job for a long time and… Continue Reading
Neeta’s world was filled with love and joy. Her family included her, a son, and her loving husband. Everything was going smoothly until the outbreak of COVID-19. The second wave of COVID-19 in India snatched happiness from many houses, and… Continue Reading
Sudesh was an average guy living in Delhi NCR with his wife and children. He had purchased a term life insurance plan to make sure his family is covered in case of his untimely demise. He was even regular with… Continue Reading
Sanjay Malik used to run his restaurant business in Gurgaon. To start the restaurant he took loans and was still paying them off. However, Sanjay passed away in 2021 leaving his spouse and two children behind. He bought a term… Continue Reading