Kailash, age 30, took a term insurance of Rs 1 crore for the financial security of our family. Kailash was a smoker and was told that premium rates for smokers will be higher. Kailash decided not to declare his smoking… Continue Reading
Iqbal has been a very diligent rider since he started riding his bike in college. He has been on numerous trips, some of them even to remote areas such as Ladakh. Despite being a very careful rider he met with… Continue Reading
Junaid is a young man who comes from a humble background and is the only son of his aging parents. When he started work he wanted to purchase a health insurance plan for his parents. He decided to go for… Continue Reading
Suresh is a young college student who has been gifted his own bike by his family. He has been riding it for a few years and now it is time to renew the insurance policy of the bike. He did… Continue Reading
Vivek is a resident of Delhi and one of his most prized possession is the car that he has bought recently. Although it was a used car that was not in its prime condition, he was proud of having purchased… Continue Reading
Sandip Singh Batta is a businessman based in Jaipur and lives with a joint family with many dependents. He and his brother have built the business from the ground up since their father passed away and Sandip has been very… Continue Reading
Meenal is a middle-aged housewife who always found it convenient to leave the financial management and decision-making to her husband. The ignorance that she maintained about her family’s finances came with a high price once her husband dies due to… Continue Reading
Manoj is a proud owner of a motorcycle, which he purchased just a year before the COVID pandemic started in India. He wanted to use the motorcycle for his daily commute to and from his office which was a good… Continue Reading
You will hear many cases where insurance claim has been rejected on non-disclosure of pre-existing diseases. In Health and Life Insurance, pre-existing diseases are a material fact which increases the probability of occurrence of insured event. But, most of advisors… Continue Reading
Amar, age 50, had taken term insurance of Rs 1 crore and was content that family financial security has been taken care. Unfortunately, Amar died during COVID. Family applied for claim but claim was repudiated because of non-disclosures of existing… Continue Reading