The freight in transit is highly exposed to the risk of loss or damage due to uncertain events. Here, marine cargo insurance comes into the picture. Marine cargo insurance is a type of property insurance that covers the risk of… Continue Reading
Do you know a life insurance company cannot reject your claim for non-disclosure in the proposal form after three years? Yes, you read it right. As per Section 45 of The Insurance Laws (Amendment) Act 2015, no insurance company can… Continue Reading
Dieting and exercise can be challenging for people who are overweight and have a higher BMI. There are cases of obesity where doctors recommend bariatric surgery to avoid any health issues in the future. Bariatric surgery is a surgical procedure… Continue Reading
Tata Sons chairman Cyrus Mistry was sitting in the back seat without a seat belt when he died in a tragic road accident. Mistry’s demise has raised serious concerns about road safety. Following the incident, Union Minister of Road Transport… Continue Reading
We know that our health plays a very important role when we apply for a life insurance policy. Similarly, there are some hobbies that could lead to higher premium charges or even denial of a policy. Reading, gardening or playing… Continue Reading
Naresh was diagnosed with diabetes in mid-2019. He had a health insurance policy since 2017. In 2020, Naresh was admitted to Hospital due to an episode of Covid. In the medical report, the attending doctor remarked, “a known case of… Continue Reading
Ramesh was a regular smoker. He concealed his smoking habit from his insurance company and bought a health insurance policy with a lower premium. He was happy that he was able to buy an insurance policy with a lower premium… Continue Reading
In insurance, we do hear people saying, “Abhi tak claim nhi aya” or “Itna time ho gaya, kab aega claim mera?” These are complaints of delay in the claim process. But why do they get delayed? In this blog, we’ll… Continue Reading
Did you forget to apply for a cashless claim? Or was your cashless claim got rejected? Health problems are painful and their treatment is expensive. But you don’t need to get worried as you can reimburse the money you have… Continue Reading
It’s been over two years since we heard the word “coronavirus” for the first time. We have seen our family members spending days on the hospital bed. We were distressed about their recovery. On top of the mental stress, the… Continue Reading